Features

Everything a landlord in Montenegro needs

Built specifically for the Montenegrin rental market. Automatic OCR for local utility operators, AI assistant included, free to start.

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Automatic bill OCR

Scan utility bills from EPCG, Vodovod, Čistoća and other Montenegrin operators automatically.

  • Supports 7 utility operators active in Montenegro
  • Reads amount, billing period and property automatically
  • Photo upload, PDF or email forward — all accepted
  • No manual data entry required
  • Matched to the correct property and expense category

Automatic bill OCR

Gmail bill scanning

Connect your Gmail and kvaka.ai scans your inbox for utility bills automatically.

  • Monthly scan runs automatically — no manual trigger needed
  • You confirm each found bill before it is imported
  • Nothing is imported without your explicit approval
  • Works across full email threads, not just the first message
  • Separate OAuth connection — does not access other email

Gmail bill scanning

Property tax automation

Tax assessments from the Podgorica municipal portal fetched and saved automatically.

  • Automatic download from e-Uprava Podgorica portal
  • Saved as document and logged as an expense
  • No manual searching or downloading required
  • Archived per property for full history

Property tax automation

Lease and deposit management

Store lease agreements, track rental periods and deposits with automated expiry alerts.

  • 60-day advance notice before lease expiration
  • Deposit amount tracked with partial and full refund support
  • Lease documents stored per property
  • Rental period visible across all properties at a glance
  • Supports co-ownership with income split by share

Lease and deposit management

Automated tenant notifications

Rent overdue or lease expiring? The system messages the tenant automatically.

  • Automatic rent reminders when payment is overdue
  • Lease expiry warnings sent to tenant in advance
  • Messages sent in the tenant's preferred language
  • Supports Montenegrin, English, Russian, Ukrainian and Turkish
  • No awkward manual messages — fully automated

Automated tenant notifications

Financial analytics

Income, expenses and yield per property. Annual tax calculation included.

  • Income and expense breakdown per property
  • Yield (ROI) calculation per unit
  • Annual rental income summary for tax reporting
  • Co-ownership income split by ownership share
  • All figures updated in real time as bills and rents are recorded

Financial analytics

AI assistant included

Ask anything about your properties in plain language. The assistant knows every rent, bill and lease and can take actions — send reminders, mark bills as paid, generate reports.

Are all rents paid this month?
2 of 4 rents are paid. Pending: Budva Flat (€720, 5 days overdue) and Podgorica II (€480, due tomorrow). Should I send reminders?
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